Guides
Plain-English guides, arranged in the order of the route to financial freedom. Start at step 1, or jump to the step you're on.
Not sure which step you're on? Find your starting point in under a minute, or look up a term in our glossary.
1Spend less than you earn
2Build a safety net
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How to build a financial safety net
Clear costly debt, then keep cash aside for life's surprises.
5-minute read -
How credit scores work
Build a good credit history so borrowing is cheaper when you need it.
5-minute read -
Cash ISAs explained
Earn tax-free interest on your savings, with no investment risk.
5-minute read
3Take the free money
4Pay yourself first
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How to start investing
Pay yourself first, and give your money time to grow.
7-minute read -
Stocks and shares ISAs explained
Invest up to your yearly allowance without paying tax on what you make.
6-minute read -
Lifetime ISAs explained
A 25% government bonus towards your first home or later life.
6-minute read -
Index funds explained
Own a small slice of many companies through one low-cost fund.
5-minute read
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