Disclaimer

Education, not advice

Everything on Ask Axel, including our guides, calculators and starting-point check, is general information to help you understand how money works. It isn't personal financial, tax or legal advice, and it isn't a recommendation to buy, sell or hold any product.

Ask Axel is not authorised or regulated by the Financial Conduct Authority (FCA). If you'd like advice based on your circumstances, speak to a financial adviser authorised by the FCA. You can check whether a firm is authorised on the FCA Register.

Investment risk

The value of investments can go down as well as up, and you may get back less than you put in. Past performance is not a reliable guide to future returns.

Calculators and the starting-point check

Our calculators are illustrations only. They use the assumptions you enter, such as a steady growth rate, which real investments won't follow, and they don't account for inflation or tax. Our starting-point check gives a general suggestion based on your answers, not a recommendation for your circumstances.

Accuracy

We work hard to keep our guides accurate and up to date, and we check them against official sources. However, tax rules and allowances change, and how they apply depends on your circumstances. Always check the latest rules on GOV.UK before you act. If you spot an error, please tell us.

Other websites

We link to other websites, such as GOV.UK and MoneyHelper, because we think they're useful. We're not responsible for their content.

Your decisions

Any decisions you make about your money are your own. We can't accept responsibility for losses that result from acting, or not acting, on information on this site.